Once enrolled in Medicare Parts A and B, you’ll benefit from Medicare’s 80% – 20% coverage split. This arrangement entails Medicare covering 80% of the costs for all services and supplies deemed Medicare-approved, leaving the individual responsible for the remaining 20%. To mitigate this responsibility, many Medicare beneficiaries opt for secondary insurance plans. These plans, such as Medigap/Medicare Supplement, Medicare Advantage, and Stand-Alone Prescription Drug Plans, help either cover the entirety or reduce the individual’s share of the remaining healthcare costs. This strategic approach ensures comprehensive coverage and minimizes out-of-pocket expenses for enrollees. 

Customized Solutions: We take the time to understand your unique healthcare needs, budget constraints, and preferences. By analyzing your specific situation, we can tailor our recommendations to ensure you receive the most suitable coverage options that address your needs while optimizing affordability. 

Independence and Objectivity: As an independent brokerage, we are not tied to any single insurance company. This means we can offer unbiased advice tailored to your specific needs and preferences. We prioritize your best interests above all else, ensuring that our recommendations are solely based on what serves you best, rather than promoting the interests of any particular insurance provider. This extensive network allows us to compare multiple plans, rates, and benefits to find the perfect fit for your individual circumstances. Expert Guidance and Support: Our team of experienced advisors is well-versed in the complexities of Medicare Supplement, Medicare Advantage, and Prescription Drug Plans. We provide personalized guidance and support throughout the decision-making process, answering your questions and helping you navigate the various options available. We believe in transparency and strive to educate you about the pros and cons of each coverage option which empowers you with the knowledge needed to make informed decisions that align with your healthcare and financial goals. 

In review our brokerage’s strategic approach is centered around working for you, the client, by offering independent, objective advice, access to a wide range of providers, customized solutions, expert guidance, and transparent education. We’re committed to finding the right coverage options to fill the gaps in Original Medicare and ensure your peace of mind and financial security. Call or text today to speak to a licensed agent and set up your individualized plan.